DEBT ELIMINATION

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Sustainable Futures For Clients, Nationwide!

Through our consultative approach complete a thorough analysis that serves as the foundation of your unique debt elimination strategy!

Why Is Credit Debt Elimination So Important?

Credit card debt elimination is an important part of a secure financial future. Too much credit card debt may prevent you from qualifying for a mortgage, from getting an apartment rental, or from securing a car loan. And it can make it hard to save for college, retirement, or things you want to buy in the future. But dealing with credit card debt can be tough to manage on your own, especially if you owe a lot of money to a lot of different credit card companies. When you need credit card debt advice and help with credit card debt elimination, there’s only one way to see the sky again and that’s with the help of Clear Sky Financial.

Evaluation & Budgeting

Our counselors will speak with you to get a clear picture of your financial situation and make a credit card debt elimination plan and budget.

ClearSky Consolidation

We'll consolidate all of your payments and you'll make just one payment each month to us or one of our partner firms, who will pay the credit card companies for you.

Reduction Ready

We'll approach your creditors to ask for reductions in interest rates, finance charges, and other fees. This helps to reduce the amount you owe and lets you pay it off faster.

Every Debt Elimination Strategy is Unique!

We are experts at creating, articulating and implementing successful Debt Elimination Plans with a high degree of success. There is no magic formula that works for everyone. Debt situations are like any other financial situation, they take a clearly laid out plan that all parties agree too, so the formula is in our unique process!

Debt consolidation is a form of debt refinancing. This entails taking out one loan to pay off many others, and commonly refers to a personal finance process of individuals covering high consumer debt.

Contact Us To Consolidate!

A Deeper Look Into Debt

We enjoy working with each client, setting out a plan and getting each client the best results possible, that’s the Clear Sky difference. We look forward to helping you too!

Debt Relief
Debt Consolidation

Debt Relief

This debt-relief option untangles the mess consumers face every month trying to keep up with multiple bills from multiple card companies and multiple deadlines. Instead, there is one payment to one source, once a month.

Debt Consolidation

Debt consolidation is a financial strategy, merging multiple bills into a single debt that is paid off by a loan or through a management program.

Debt consolidation is especially effective on high-interest debt such as credit cards. It should reduce your monthly payment by lowering the interest rate on your bills, making it easier to pay off the debt.

Actionable Debt Reduction Tips Delivered To Your Inbox!

Our Debt Reduction & Elimination team will put together an actionable plan to get your personal balance sheet where it needs to be!

Debt Reduction And Elimination

Debt consolidation works when it lowers the interest rate and reduces the monthly payment to an affordable rate on unsecured debt such as credit cards.

Our Overall Goal For You

The overall Goal is to Eliminate the debt, but this does not happy overnight. Paying off all of your debt is easy if you have unlimited funds, but let’s be honest…you have the debt for a reason. Therefore, our team of analyst must create a reduction and elimination strategy attacking certain classes of debt with different costs of capital (interest rate).

Overtime, you will become un-leveraged the right way through relief and if your goal is to be debt free, well we will work with an end goal of complete Debt Elimination!

How Does It Work?

The first step toward making debt consolidation work is calculating the total amount you pay for credit cards every month and the average interest paid on those cards. That provides a baseline number for comparison purposes.

Next, look at your monthly budget and add up spending on the basic necessities like food, housing, utilities and transportation.
How much money is left? That is the critical question and that is what Clear Sky will answer.

Get Your Complementary Review Today!

The only right way to move forward, is to do your due diligence, and select the guidance from a trustworthy firm that you are comfortable with!

FREE DEBT CONSULTATION